Product Owner - Credit

Executive Mandate Specification

At bunq, we're not just building a banking app; we're reshaping how people around the world experience financial freedom. As a Product Lead - Credit, you’ll be instrumental in empowering our users with the flexible credit they need to support their lifestyle. You'll spearhead the entire credit domain, from ideation to international launch, building innovative solutions that are simple, transparent, and instantly accessible.

Take Ownership

As Product Lead - Credit, you’ll play a critical role in building a product that truly supports our users' lifestyles. You'll be the driving force behind the mission: "Give me a credit line to support my lifestyle."

• Own the entire product lifecycle for our credit offerings, from designing and implementing the product and its underlying infrastructure to continuous maintenance and improvement.

• Drive the strategic launch and expansion of our credit products into our current and new markets, navigating the unique complexities of each region.

• Obsess over the user journey, collaborating with design and engineering teams to craft a world-class, seamless, and bug-free credit experience.

• Work hand-in-hand with legal, risk, and compliance teams to ensure our credit products are not only innovative but also fully compliant with all regulatory requirements.

• You have proven skills and a strong track record in product management, especially within the fintech or banking space.

• You possess a deep knowledge of banking infrastructure, payment systems, and the core mechanics of consumer credit products.

• You're experienced in dealing with regulators and are comfortable preparing and managing compliance documentation for financial products.

• Fluent in English – Communicate effectively in a global team, ensuring collaboration and clarity across all project stages.

All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, Zinc. This is part of our commitment to a secure and trustworthy workplace

Curious to see how we make life easy? - try the bunq app, it only takes 5 minutes to sign up.

Your space to perform

We give you the space and the tools you need to succeed 💪🏼

🤟 Great, international colleagues who share your mindset

👩‍💻 Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly.

🧳 Digital Nomad Program: After your first year, enjoy up to 20 days per year to work while traveling, combining flexibility with strong team collaboration

🚀 We reward tenure with a dedicated travel budget: €1.5k after 2 years and €3k after 4 years to visit another core office.

📚 We support growth with bunq Academy and €1500 annual learning budget

🚴 Massive discount with Urban Sports Club 💪

🚌 Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices 🌳)

💻 A MacBook so you can Get Shit Done with us

🥦 Delicious lunches from our fabulous in-house chefs with vegan and vegetarian options

💰 An optional pension plan with monthly contribution from bunq

💸 Monthly contribution to your phone and internet bills

🍻 Friday drinks and other celebrations - bunq style

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Statutory Executive Benefits & Governance

• Executive Health, Vision & Dental Coverage with Global Provider Options
• Corporate Pension Auto-Enrolment / 401(k) Retirement Plan with Fiduciary Matching
• Annual Discretionary Performance Incentive & Long-Term Equity Participation
• Executive Leave Allotment, Statutory Holidays & Dedicated Health Care Reserves
• US Department of Labor & E-Verify Work Authorization Sponsorship